Access to Capital

The Northern Neck Loan Program

  • Small businesses located in the Counties of Westmoreland, Northumberland, Richmond and Lancaster
  • Most loans will be at a 3% interest rate
  • Minimum loan amount is $1,000.00
  • Repayment within 5 years
  • Eligible uses of the loan: site improvements, rehabilitation costs, purchases of fixtures, machinery, equipment and installation costs. Inventory purchases are also allowable
  • Business plan required

Program Design (PDF)
Loan Application (PDF)

For an additional information, contact Lisa Hull, Northern Neck Planning District Commission, 804.333.1919,

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