Access to Capital

The Northern Neck Loan Program

  • Small businesses located in the Counties of Westmoreland, Northumberland, Richmond and Lancaster
  • Most loans will be at a 3% interest rate
  • Minimum loan amount is $1,000.00
  • Repayment within 5 years
  • Eligible uses of the loan: site improvements, rehabilitation costs, purchases of fixtures, machinery, equipment and installation costs. Inventory purchases are also allowable
  • Business plan required

Program Design (PDF)
Loan Application (PDF)

For an additional information, contact Lisa Hull, Northern Neck Planning District Commission, 804.333.1919,  or Joy Corprew, UMW Small Business Development Center, 804.333.0286,

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