Northern Neck business incentives are provided by
Enterprise Zone and HUBZone designations.
Enterprise Zones offer businesses a package of state
and local incentives in the form of tax relief and grants, local regulatory
flexibility, and local infrastructure development.

What is it?
If you start or expand a business that is located
on an Enterprise Zone parcel, and that business creates jobs or requires
real-property investment, you could qualify for an Enterprise Zone incentive
grant.
State Enterprise Zone Incentives
1. Job-creation grant
2. Real-property-investment grant
For up-to-date details, visit the Virginia
Enterprise Zone (VEZ) page.
Local Enterprise Zone Incentives
Financial Assistance
Monetary incentive for new and expanding businesses
that create 25 new full-time jobs, invest $250,000, and have an average
annual wage that is at least 125% of the area average.
Lancaster County
Grants not to exceed $1,000 to businesses improving their property’s
façade. Zero percent interest loans for micro-enterprise development.
Richmond County
Town of Warsaw will provide matching grants up to $1,000 for zone
businesses making façade improvements.
Technical Assistance
Lancaster County
Town of Kilmarnock has a technology zone at the Kilmarnock Business
and Technology Park. It offers businesses exemptions from zoning permit
fees, water and sewer connection fees, business, professional and
occupational licenses, auto decal fees, and subdivision permit fees.
The Town of Kilmarnock:
- Business, professional and occupational license (BPOL) fee reductions
for new or existing businesses
- Water and sewer rate reductions for new or existing businesses
- Reduction in auto decal charge
- Reduction of ubdivision permit fee
Richmond County
County will invest $525,000 in water and sewer upgrades within the
zone.County will host a job recruitment fair for qualified new and
expanding businesses.Town of Warsaw will invest $150,000 in water
and sewer upgrades within the zone.
Westmoreland County
County will invest $411,070 to provide a municipal water supply along
Route 3. County will provide wastewater treatment facilities by investing
$540,450 in the project. County will invest $796,785 in the development
of an industrial park within the zone. County will invest $100,000
for the construction of a 50,000 square foot marketed shell building
in the zone.
Tax Assistance
Lancaster County
A credit for businesses rehabilitating property within the zone.
Richmond County
Ten-year decreasing tax exemption of the increase in assessed value
to certain rehabilitation of ommercial or industrial properties. A
three-year, 50% tax credit on the assessed value of a new building
constructed in the zone and costing at least $100,000.
Which Northern Neck Parcels are in the Zone?
Use the interactive map below to view Enterprise
Zone areas throughout the Northern Neck. Areas shaded in light blue
on the photograph are within the Northern Neck Enterprise Zone.
Alternatively, you can download the Northern
Neck Enterprise Zone Layer that can be used with Google
Earth. If you don't have Google Earth installed in your
computer, it can be downloaded, free of charge, here.
And the Northern Neck Enterprise Zone Layer can be downloaded here.
Note: These maps are for reference only. For final
confirmation of Enterprise Zone status for any given parcel, please
contact the Northern Neck Planning District Commission at (804) 333-1900.
View
Larger Map
HUBZone
Program
Businesses within a historically underutilized
business zone (HUBZone) can receive preferential treatment in securing
federal contracts.
Only companies certified by the Small Business Administration
(SBA) can participate in the HUBZone Program.
The first requirement for certification: The firm's
principal office must be located in a HUBZone.
According to the SBA, Northern
Neck HUBZones have the following expiration dates:
- Lancaster County - until October 1, 2014
- Northumberland County - until October 1, 2013
- Richmond County - until October 1,
2012 - expired
- Westmoreland County - until October
1, 2011 - expired
For additional certification requirements, please
visit the SBA's website at www.sba.gov/content/understanding-hubzone-program
Governor's
Opportunity Fund
Grants are made at the discretion of the Governor
with the expectation that grants awarded to a locality will result in
a favorable decision for Virginia. Grants will only be awarded for basic
projects, i.e., projects that bring additional income into the Commonwealth.
Grants will not be made for projects which have been publicly announced
prior to the Governor's approval.
For additional details, please click here.
www.dba.state.va.us/financing/crd/program.asp?PROGRAM_ID=24
Industrial Sites
Three of the four Northern Neck counties---Lancaster,
Richmond, and Westmoreland---and the Towns of Kilmarnock and Colonial
Beach have established industrial-park locations and are in the process
of upgrading their water/sewage treatment systems. Northumberland County
has targeted the Lilian area for commercial development.

Lancaster County
The Town of Kilmarnock has a 76-acre site adjacent
to the Rappahannock General Hospital. The site has been named the Kilmarnock
Business and Technology Park. The Town adopted an Incentive Ordinance
in 1998 designating the park as a Technology Zone. The Technology Zone,
enabled by the Code of Virginia, allows certain tax and fee rebates to
take place. The site has water and sewage disposal with 35 acres designated
for industrial and 41 acres designated for commercial growth. The Town
has received a $289,000 VDOT Industrial Access Road grant for site improvements.
The Town is also considering the construction of a 30,000 square foot,
or larger, shell building.
Northumberland County
The first development project---a commercial storage
facility---has been completed in the Lilian area. Sewage facilities
are located in nearby Reedville. The County is interested in extending
its sewer line into this area in order to accommodate additional commercial
development, such a health center.
Richmond County
Richmond County has a publicly owned 56-acre site
located in the Town of Warsaw with access to Route 3. The County and Town
were awarded a $1 million EDA grant and $700,000 CDBG grant to upgrade
its water and sewer systems in and around this site. The funding will
be used for the construction of water line extensions, water storage,
access roads and utility additions.
Westmoreland County
Westmoreland County has a 78-acre site located east
of the Town of Montross. Tracks of four to ten acres are available for
sale to prospective industries wishing to locate at the site. Water is
provided by an artesian well located on the site and a 250,000-gallon
storage tank. Sewage treatment is provided by Montross-Westmoreland Sewer
Authority. The site includes a shell building.
The Town of Colonial Beach has a 30-acre site with
access to Route 205. Water and sewage lines are adjacent to the site along
with other utilities. The Town plans to construct a 40,000-50,000 square
ft. shell building on the site.
Commercial Buildings Available
Offices Space Available
Commercial Sites Available
Transportation
The Northern Neck's transportation infrastructure
consists of one U.S. Highway (Route 360), and three state routes (3, 200,
and 202). Traffic volume on all these roads is significantly less than
in urban or suburban areas.

Transportation Services & Programs
Northern Neck Rideshare Program
The Northern Neck RideShare Program acts as a
clearinghouse for transportation-related information in the region.
Visit the Program's website at www.neckride.org
Bay Transit
On-demand transportation services for the Northern
Neck. www.baytransit.org
U.S. Census Transportation Data for the Northern
Neck
Lancaster
County
http://www.transportation.org/ctpp/
home/va/Lancaster_County/Lancaster_County.htm
Northumberland
County
http://www.transportation.org/ctpp/home/va/
Northumberland_County/Northumberland_County.htm
Richmond
County
http://www.transportation.org/ctpp/home/va/
Richmond_County/Richmond_County.htm
Westmoreland
County
http://www.transportation.org/ctpp/home/va/
Westmoreland_County/Westmoreland_County.htm
Utilities &
Services
Electricity
Water & Sewage Treatment
Waste Collection Centers
Telephone
Internet Service
Cable Television
Post Offices
County Offices
Libraries
Banks
Electricity
Northern
Neck Electric Cooperative (800) 243-2860 - Warsaw
www.nnec.com/rates.html
Dominion
Virginia Power (888) 667-3000 - Richmond
www.dom.com/customer/vabus_bundled.jsp
Water & Sewage
Treatment
Private, on-site wells supply most of the water
to local industry and residents. Several towns are served by privately
owned, public water systems.
On-site septic systems handle sewage disposal,
except where municipalities administer sewage treatment plants.
Waste Collection
Centers
Lancaster County
Lancaster: One mile east of Lancaster Courthouse
on Regina Road (VSH 604). [1]
Kilmarnock: Located on White Pine Road (VSH
788) one mile SW of Kilmarnock. [2]
Nuttsville: Located on Gaines Road (VSH
723) one-quater mile from the intersection of Nuttsville Road
and River Road. [3]
Hours
& Details (804) 462-5129
www.lancova.com/swmgmt.htm
Northumberland County
Horsehead: (Route 360): Also recycles plastic,
metal, glass, newspapers, cardboard. Accepts yard waste, household
appliances, motor oil, and scrap metals. [4]
Ditchley: (Route 200): Also recycles plastic,
metal, glass, newspapers, cardboard. [5]
Lottsburg: (Route 360): Also recycles plastic,
metal, glass, newspapers, cardboard. [6]
Hours & Details (804) 580-7666.
Richmond County
Indian Field (Route .): Also recycles plastic,
metal, glass, newspapers, cardboard. Accepts yard waste, household
appliances, motor oil, and scrap metals. [7]
Farnham (Route .): Also recycles plastic,
metal, glass, newspapers, cardboard. [8]
German's Corner (Route .): Also recycles
plastic, metal, glass, newspapers, cardboard. [9]
Hours & Details (804) 333-3415.
Westmoreland County
Monroe Hall: (Route 205). Recycles plastic,
metal, glass, newspapers, cardboard. [10]
Carmel Church: (Route 202). Recycles plastic,
metal, glass, newspapers, cardboard. [11]
Montross: Recycles plastic, metal, glass,
newspapers, cardboard. Accepts yard waste, household appliances,
motor oil, and scrap metals. [12]
The Town of Montross: Curbside trash pick-up
twice per week.
Colonial Beach: Curbside pick-up once a
week for its residents.
Hours
& Details (804) 493-0130
www.westmoreland-county.org/cc_ref.htm
Telephone
Verizon
(800) 483-4000 for Residential and (800) 483-5000 for Business
www.verizon.com
Internet Service
Providers
AmericaOnline
www.aol.com
Netstar-USA
(804) 493-1065 - Montross
www.3N.net
Kaballero.com
(804) 436-9428 - White Stone
www.kaballero.com
Key
ISP.com (800) 994-8404 - Kilmarnock
www.keyisp.com
Maryland
Online Network (866) 565-4968 - Toll Free
www.mdonline.net
Northern
Neck Wireless (804) 436-9434 - Kilmarnock
www.nnwifi.com
RiverNet
(804) 435-7739 - Kilmarnock
www.rivnet.net
Virginia
Broadband (877) 299-8222 - toll free
www.vabb.com
VT
Rocket (888) 239-8326 - Toll Free
www.vtrocket.com
Cable Television
Comcast
(877) 870-4310
www.comcast.com
MetroCast
(800) 633-8578 - Colonial Beach
www.metrocast.com
Post Offices
Northern Neck Zip Codes
Burgess - 22432
Callao/Hyacinth - 22435
Colonial Beach/Oak Grove - 22443
Farnham - 22460
Hague - 22469
Heathsville - 22473
Irvington - 22480
Kilmarnock - 22482
Kinsale - 22488
Lancaster/Alphonso/Regina - 22503
Lottsburg/Lewisetta - 22511
Montross - 22520
Reedville - 22539
Village - 22570
Warsaw - 22572
Weems - 22576
White Stone - 22578
Wicomico Church - 22579
U.S.
Postal Service Post Office Locator (800) 275-8777
http://zip4.usps.com/zip4/welcome.jsp
County Offices
Lancaster
County www.lancova.com
County Administrator (804) 462-5129
Animal Shelter (804) 462-7175
Building Inspector (804) 462-5480
Health Department - Septic & Well (804) 462-5197
Planning and Zoning (804) 462-5220
Public Library (Kilmarnock) (804) 435-1729
Sheriff's Department (804) 462-5111
Virginia Cooperative Extension (804) 462-5780
Voter Registrar (804) 462-5277
Wetlands Board (804) 462-5220
Northumberland
County www.co.northumberland.va.us
County Administrator (804) 580-7666
Building & Zoning (804) 580-8910
Building Inspector (804) 580-7921
Health Department - Septic & Well (804) 580-3731
Northumberland County Chamber of Commerce (804) 529-5031
Public Library (Heathsville) (804) 580-5051
Recreational Director (804) 580-8901
Sheriff's Department (804) 580-5221
Virginia Cooperative Extension Service (804) 580-5694
Voter Registrar (804) 580-4655
Wetlands Board (804) 580-8910
Richmond
County www.co.richmond.va.us
County Administrator (804) 333-3415
Building Official (804) 333-3415
Health Department - Septic & Well (804) 333-4043
Planning and Zoning (804) 333-3415
Sheriff's Department (804) 333-3611
Virginia Cooperative Extension Service (804) 333-3420
Voter Registrar (804) 333-4772
Wetlands Board (804) 333-3415
Westmoreland
County www.westmoreland-county.org
County Administrator (804) 493-0130
Animal Shelter (804) 493-0869
Building Official (804) 493-0120
Environmental Services (804) 493-1335
Health Department - Septic & Well (804) 493-1335
Land Use Administration (804) 493-0120
Landfill (804) 493-8753
Planning and Zoning (804) 493-0120
Sheriff's Department (804) 493-8066
Virginia Cooperative Extension Service (804) 493-8924
Voter Registrar (804) 493-8898
Wetlands Board (804) 493-0120
Zoning Administrator (804) 493-0120
Libraries
Lancaster County
Lancaster
Community Library (804) 435-1729 - Kilmarnock
www.lancasterlibrary.org
Northumberland County
Northumberland
Public Library (804) 580-5051 - Heathsville
www.nplva.org
Richmond County
Cooperative
Law Library (804) 333-6713 - Warsaw
www.rcc.vccs.edu/public/library/law.htm
Rappahannock
Community College Library Center (804) 333-6710 - Warsaw
www.rcc.cc.va.us/public/library/publib/index.htm
Westmoreland County
Newton Branch (804)
472-3820 - Hague
Montross Branch Library (804) 493-8194
- Montross
Cooper Branch (804) 582-6900 - Colonial
Beach
Regional
Central
Rappahannock Regional Library (540) 372-1144 - Fredericksburg
www.librarypoint.org
Banks
Full financial services offered by regional
and local banks.
Bank
of Lancaster (804) 435-1171 - Kilmarnock
www.bankoflancaster.com
Bank
of Northumberland, Inc. (804) 580-3621 - Heathsville
www.bankwithbni.com
Chesapeake
Bank (804) 435-1181 - Kilmarnock
www.chesbank.com
First
Virginia Bank (804) 224-0151 - Colonial Beach
www.firstvirginia.com
Northern
Neck State Bank (804) 333-4066 - Warsaw
www.nnsbva.com
Peoples
Community Bank (804) 493-8031 - Montross
www.peoplescommunitybank.biz
Northern Neck Statistics
Community Profiles
From the Virginia Economic Development
Partnership (VEDP):
Lancaster,
Northumberland,
Richmond,
Westmoreland
Virginia Workforce Connection
Detailed Labor-Market Information:
www.vawc.virginia.gov
U.S. Census Data
Census statistics for each of the four counties
of the Northern Neck:
Lancaster
County
http://quickfacts.census.gov/qfd/states/51/51103.html
Northumberland
County
http://quickfacts.census.gov/qfd/states/51/51133.html
Richmond
County
http://quickfacts.census.gov/qfd/states/51/51159.html
Westmoreland
County
http://quickfacts.census.gov/qfd/states/51/51193.html
Additional census data can be found on this U.S.
Census page
http://factfinder.census.gov
Virginia Statistical Abstract
From the Weldon
Cooper Center for Public Service
www.coopercenter.org/demographics/
STATISTICAL%20ABSTRACT
Workforce
Overview - Census 2000
| EMPLOYMENT
STATUS |
Number |
| Total Civilian
Labor Force 16 Years and Over |
20,604 |
| Employed Civilian Population
16 Years and Over |
19,605 |
| BY
OCCUPATION |
Number |
Percent |
| Management,
professional, and related |
5,306 |
27.06% |
| Service |
3,402 |
17.35% |
| Sales
and office |
5,011 |
25.56% |
| Farming, fishing,
and forestry |
498 |
2.54% |
| Construction,
extraction, and maintenance |
2,409 |
12.29% |
| Production,
transportation, and material moving |
2,979 |
15.20% |
| Employed
Civilian Population 16 Years and Over |
19,605 |
100.00% |
| BY
INDUSTRY |
Number |
Percent |
| Agriculture,
forestry, fishing and hunting, and mining |
779 |
3.97% |
| Construction |
2,051 |
10.46% |
| Manufacturing |
1,774 |
9.05% |
| Wholesade trade |
770 |
3.93% |
| Retail trade |
2,408 |
12.28% |
| Transportation and warehousing,
and utilities |
879 |
4.48% |
| Information |
531 |
2.71% |
| Finance, insurance, real
estate, and rental and leasing |
1,016 |
5.18% |
| Professional, scientific,
management, administrative |
1,602 |
8.17% |
| Educational, health and
social services |
3,593 |
18.33% |
| Arts, entertainment, recreation,
accommodation & food services |
1,376 |
7.02% |
| Other services (except
public administration) |
1,235 |
6.30% |
| Public administration |
1,591 |
8.12% |
| Employed
Civilian Population 16 Years and Over |
19,605 |
100.00% |
| BY
EMPLOYMENT TYPE |
Number |
Percent |
| Private
wage and salary workers |
13,599 |
69.37% |
| Government
workers |
3,943 |
20.11% |
| Selp-employed
workers in own, not incorporated business |
2,055 |
10.48% |
| Unpaid family workers |
8 |
0.04% |
| Employed
Civilian Population 16 Years and Over |
19,605 |
100.00% |
Additional Northern Neck Statistics
Statistics for the four counties of the Northern
Neck (Lancaster, Northumberland, Richmond and Westmoreland) can be found
here.
Workforce Development Resources
Northern Neck employees and employers have a variety
of workforce-development resources:
Workforce
Investment Board (800) 582-7292 - Warsaw
www.baywib.org
Rappahannock
Region Small Business Development Center
http://www.umw.edu/rrsbdc/warsaw/default.php
Northern Neck Microenterprise Program (804)
333-1900 - Warsaw
Rappahannock
Community College (804) 333-6700 - Warsaw
www.rcc.cc.va.us
Bay
Aging (800) 552-4036 - Warsaw
www.bayaging.org
Job Assistance Center
Northern Neck Technical Center (804) 333-0538
- Warsaw
Programs include automotive technology and repairs, carpentry, cosmetology,
computer-aided drafting, food service, masonry, nursing assistant, residential
wiring, and welding.
Virginia
Employment Commission (804) 333-3674 - Warsaw
www.vec.state.va.us/
index.cfm?info=field_offices&OfficeName=Warsaw
Virginia
Department of Rehabilitative Services (804) 333-4386 - Warsaw
www.vadrs.org
State agency that rehabilitates physically and mentally handicapped
individuals and assists them with returning to the work place.
Taxes
For additional information on Virginia taxes, click
here
www.tax.state.va.us/print.cfm?alias=BusinessTaxInformation
Additional Northern Neck Statistics
Statistics for the four counties of the Northern
Neck (Lancaster, Northumberland, Richmond and Westmoreland) can be
found here.
Financing
Traditional Financing
Full financial services offered by regional and local
banks.
Bank
of Lancaster (804) 435-1171 - Kilmarnock
www.bankoflancaster.com
Bank
of Northumberland, Inc. (804) 580-3621 - Heathsville
www.bankwithbni.com
Chesapeake
Bank (804) 435-1181 - Kilmarnock
www.chesbank.com
First
Virginia Bank (804) 224-0151 - Colonial Beach
www.firstvirginia.com
Northern
Neck State Bank (804) 333-4066 - Warsaw
www.nnsbva.com
Peoples
Community Bank (804) 493-8031 - Montross
www.peoplescommunitybank.biz
Special Financing
Funds are available for working capital, expansion,
equipment and most other business needs through participating local
banks enrolled in the Virginia Small Business Financing Authority's
(VSBFA) Virginia Capital Access Program (VCAP). A current list of participating
banks is available from VSBFA.
(www.dba.state.va.us/financing).
Job Grants for positions created by business
start-ups or by expanding businesses. Amounts up to $1,000 per position
filled by a resident of a designated Enterprise Zone resident, and $500
for any other positions for each year in a three-year period. Read our
Northern Neck Incentives section.
Northern Neck
Maps
Outline Maps
JPG
Format (247KB)
PDF
Format* (108KB)
Color Maps
JPG
Format (244KB)
PDF
Format* (117KB)
To save these maps in your computer, right-click
on the link, then click on "Save Target As".
If you need more detailed or industry-specific maps,
please contact us at information@northernneck.us
*
Note: If you don't have Acrobat Reader to read PDF files, it can be downloaded
free of charge here